15. List the top 5 places you want to visit in the world. Start saving for one of them.
5. New York
And a slight cheat…..
6. Bernese Oberland, Switzerland. I went there last summer and it was the most beautiful place I’d ever seen. Glorious. I’d go back in a heartbeat. However, since the point is go somewhere new….
What’s left of my Christmas money goes into the Amsterdam fund.
And how are you?